Lenders typically request a borrower’s bank statements to verify assets and track the flow of money (transactions) in and out of accounts. In many cases, the lender's date of request does not coincide with the closing (or "end") date the accounts.  While borrowers may...

Buying a home is one of the most significant financial decisions most people will make. If you don’t have the full amount in cash, like most homebuyers, you’ll need to borrow money from a lender—such as a bank or credit union. However, borrowing "other people's money"...

Dear valued client, In this article, US Delta Realty continues to share with you the important role of an underwriter. Essentially, an underwriter plays a crucial role in the mortgage loan process. The underwriter is the final decision-maker in the loan approval...